Earn $325 bonus with a new Everyday Checking account Wells Fargo Each provider is evaluated across five weighted categories and 30 subcategories, including checking and savings accounts, certificates of deposit, customer experience, and overdraft services. We rated them on criteria including annual percentage yields, minimum balances, fees, digital experience and more. U.S. Bank has historically offered a $450 checking bonus for opening a new account. Banks that offer a checking account bonus to new account holders include Bank of America, BMO, Capital One, Chase, Chime (a nonbank), Citibank, KeyBank, PNC Bank, SoFi Bank, N.A., TD Bank, U.S. Bank and Wells Fargo. Your eligible personal deposit account must be active and enabled for ACH transactions and Online Banking transfers. 8TD Complete Checking monthly maintenance fee waived if the Primary account holder is 17 through 23 years of age. 7Customers with a TD Complete Checking account are eligible for a monthly maintenance fee waiver on one personal savings account that you choose to link to your TD Complete Checking account. Person-to-Person and bank transfers between your TD Bank accounts or accounts you have at other financial institutions or brokerages are not considered a direct deposit. You can always call your bank or read your account’s terms and conditions to learn more about your bonus and when you can expect a payout. Read your account’s terms and conditions to learn more about how closing your account will impact your bonus and when you may be able to do so without being penalized. Your account must remain open in order for you to receive the reward, which will be credited to the eligible account within 60 to 90 days after all conditions have been met. Rewards are paid after each Eligibility Period ends, provided all requirements for that Eligibility Period were met.

• That’s because we curate a list that’s limited to what our experts think are the very best options for our readers.
• Hundreds of hometown locations in Illinois, Minnesota & Wisconsin.
• See Wells Fargo’s Online Access Agreement and your applicable business account fee disclosures for other terms, conditions, and limitations.←back to content
• Banks that offer a checking account bonus to new account holders include Bank of America, BMO, Capital One, Chase, Chime (a nonbank), Citibank, KeyBank, PNC Bank, SoFi Bank, N.A., TD Bank, U.S. Bank and Wells Fargo.
• Chase isn’t responsible for (and doesn’t provide) any products, services or content at this third-party site or app, except for products and services that explicitly carry the Chase name.

The $250 bonus is deposited within 30 days after all requirements are met. There are no monthly fees or minimum deposit requirements for the account, and it earns a small amount of interest (0.10%) which beats the 0% you get from most other checking accounts. You can earn a $400 cash bonus by having at least $4,000 in qualifying direct deposits within the first 90 days. BMO Bank is currently offering a new account bonus on its Smart Advantage and Smart Money checking accounts. Once you’ve met the requirements, your bonus will be deposited within 90 days. New checking customers can earn up to $500 by opening a new eligible checking account, then setting up and receiving qualifying direct deposits into the new account within 90 days of account opening.

• Banner Bank will monitor the balances maintained in your account during the qualification period to determine bonus amount paid, if applicable.
• In 2026, checking account bonus offers could land you between $100 and $3,000.
• Open a personal checking account, set up direct deposit and meet all deposit and balance requirements1 to earn your bonus.
• We’re here to help with flexible savings and investing options to keep your cash working while you focus on your business.
• Once these qualifications are met, your bonus will be deposited into your new checking account within 30 days.
• Once you’ve met the requirements to earn a new bank account offer, you’ll receive your bonus in your account within a few days, in many cases.

We’re here to help with options and answers you need from being pre-approved to purchase your first home to refinancing your mortgage. If you’d like to open a new account, we’re here to help with current rates, term options and more. Hundreds of hometown locations in Illinois, Minnesota & Wisconsin.

Best bank bonus for business checking

The actions required for this bonus are separate from the actions available to avoid the monthly service fee. Neither TD Bank US Holding Company, nor its subsidiaries or affiliates, is responsible for the content of the third-party sites hyperlinked from this page, nor do they guarantee or endorse the information, recommendations, products or services offered on third party sites. Upon the primary account holder’s 24th birthday the account will be subject to the monthly maintenance fee unless account requirements that waive the monthly maintenance fee are met. 4TD Beyond Checking accounts are eligible for monthly maintenance fee waivers on all personal savings accounts that you choose to link to your TD Beyond Checking account. To learn more about how your data is collected and used, please read our privacy notice. After you have met the above requirements, we’ll deposit the bonus into your new account within 30 days. Keep reading to find out answers to commonly asked questions about checking account bonuses and other bank promotions. That’s because we curate a list that’s limited to what our experts think are the very best options for our readers. Check out NerdWallet’s picks for the best savings accounts The number of checking and/or savings accounts you should have will depend on a few factors. That includes what fees might be incurred and how long you might have to wait for the bonus to be paid.

Bank Deposits FDIC-insured up to $500,000 if certain conditions are met6

We’ve rounded up additional excellent checking account bonuses and savings account promotions below. In 2026, checking account bonus offers could land you between $100 and $3,000. Tony began his NerdWallet career as a writer and worked his way up to editor and then to head of content on the banking team. She previously edited content on personal finance topics at GOBankingRates. Ruth Sarreal is an editor and content strategist covering consumer banking topics at NerdWallet. We’re here to help with flexible savings and investing options to keep your cash working while you focus on your business.

Avoid the $15 monthly service fee with one of the following  each fee period**

There is no minimum Eligible Direct Deposit amount required to qualify for the 3.30% APY for savings (including Vaults). SoFi members with Eligible Direct Deposit can earn 3.30% annual percentage yield (APY) on savings balances (including Vaults) and 0.50% APY on checking balances. SoFi Checking and Savings is offered through SoFi Bank, N.A., Member FDIC. Earn $50 or $400 when you sign up and set up eligible direct deposit after opening a new SoFi online bank account. Once these requirements are met, you’ll receive your bonus within 14 days.

Easily move money with instant transfers to and from E*TRADE brokerage accounts

If you’ve followed the eligibility requirements, your cash bonus will be paid into your Spending Account within 30 days after you reach the second consecutive monthly $1,000 QDD minimum. Set up qualifying direct deposits of at least $1,000 a month for two consecutive months. The most overdraft-friendly checking accounts tend to have no overdraft coverage fees, multiple ways to cover a negative balance (such as overdraft transfer from a linked savings account or line of credit), and low costs for those alternative overdraft programs. For providers without one or more types of accounts, the overall rating is modified to include only applicable categories. To qualify for the personal savings offer, you must not betmica already have a personal savings or money market account with Banner Bank. To qualify for the personal checking offer, you must not already have a personal checking account with Banner Bank. Earn interest, enjoy relationship pricing, get unlimited reimbursements on any ATM in the U.S and options to waive the monthly service charge.